Rates

Current Rates

All rates are subject to change -- please verify current rates before depositing or borrowing.

Share Savings / Christmas Club / Vacation Club Accounts

Annual Percentage Yield (APY)Minimum Balance
0.05%$40,000 and over
0.01%$5 - $39,999.99

Contact Security Credit Union for further information about applicable fees and terms. Christmas Club Accounts mature on October 20.

Money Market / IDI (Insured Daily Investment) Account

Annual Percentage Yield (APY)
Paid February 29, 2020 for February 2020
Minimum Balance
0.48%$150,000 and over
0.48%$100,000 - $149,999.99
0.43%$50,000 - $99,999.99
0.38%$25,000 - $49,999.99
0.38%$2,500 - $24,999.99

Share Certificates of Deposit

TermsAnnual Percentage Yield (APY)Minimum Balance
5 year2.50%
$1,000
4 year2.40%$1,000
3 year2.25%$1,000
2.5 year2.20%$500
2 year2.15%$500
1.5 year2.00%$500
1 year1.95%$500
26 Week1.60%$500

Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of February 1, 2020. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Save To Win CD rated at current 1 year CD Rate. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal (90 days interest for terms of 12 months or less, 180 days interest for terms greater than 1 year). Fees may reduce earnings on the account.

IRA Share Savings Account

Annual Percentage Yield (APY)
Paid February 29 , 2020 for February 2020
Minimum Balance
0.25%$10,000 and over
0.15%$0 - $9,999.99

IRA Share Certificates of Deposit

TermsAnnual Percentage Yield (APY)Minimum Balance
5 year2.50%
$1,000
4 year2.40%
$1,000
3 year2.25%
$1,000
2.5 year2.20%$500
2 year2.15%$500
1.5 year2.00%$500
1 year1.95%$500
26 Week1.60%$500

Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of February 1, 2020. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal (90 days interest for terms of 12 months or less, 180 days interest for terms greater than 1 year). Fees may reduce earnings on the account.

Loan Rates

Loan TypeAPR as low as
Visa® Titanium Rewards Credit Card10.15% - variable rate
Visa® Platinum Credit Card8.90% - fixed
Visa® Classic Credit Card15.00% - fixed
Used Vehicles3.49%*
Recreational Vehicles4.29%*
Includes motor homes, travel trailers and campers.
Power Sports5.75%*
Includes dirt bikes, motorcycles (under 500cc), personal watercrafts, ATVs and snowmobiles.
Personal Loans8.90%**
New Vehicles3.49%*
Mortgages
Home Equity Loans
Home Equity Lines of Credit
Contact Security Credit Union's Real Estate Department at 810.235.2322 or toll-free at 800.373.2333
Boats 3.29%*

APR = Annual Percentage Rate.
*Rate is based on credit history. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history. Rate may also vary based on age of collateral and term of loan.
**Rate is based on credit history. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history.

Checking Rates

Premium Checking

Balance
Dividends Paid February 29 , 2020 for February 2020
APY (Annual Percentage Yield)
>$100,0000.00%
$50,000-$100,0000.53%
$25,000-$49,999.990.38%
$10,000-$24,999.990.38%
<$10,0000.00%
Checking Disclosures

Bold Checking

Balance
Dividends Paid February 29, 2020 for February 2020
APY (Annual Percentage Yield)
>$5000.00%
>$25,0000.20%
$500-$24,999.990.10%
Checking Disclosures