Rates

Current Rates

All rates are subject to change -- please verify current rates before depositing or borrowing.

Share Savings / Christmas Club / Vacation Club Accounts

Annual Percentage Yield (APY)Minimum Balance
0.05%$40,000 and over
0.01%$5 - $39,999.99

Contact Security Credit Union for further information about applicable fees and terms. Christmas Club Accounts mature on October 20.

Money Market / IDI (Insured Daily Investment) Account

Annual Percentage Yield (APY)
Paid July 31, 2018 for July 2018
Minimum Balance
0.48%$150,000 and over
0.48%$100,000 - $149,999.99
0.43%$50,000 - $99,999.99
0.38%$25,000 - $49,999.99
0.38%$2,500 - $24,999.99

Share Certificates of Deposit

TermsAnnual Percentage Yield (APY)Minimum Balance
6 year2.50%
$1,000
5 year2.40%
$1,000
4 year2.30%$1,000
3 year2.20%$1,000
2.5 year1.80%$500
2 year1.35%$500
1.5 year1.20%$500
1 year1.15%$500
26 Week1.05%$500

Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of October 1, 2018. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal (90 days interest for terms of 12 months or less, 180 days interest for terms greater than 1 year). Fees may reduce earnings on the account.

IRA Share Savings Account

Annual Percentage Yield (APY)
Paid July 31, 2018 for July 2018
Minimum Balance
0.25%$10,000 and over
0.15%$0 - $9,999.99

IRA Share Certificates of Deposit

TermsAnnual Percentage Yield (APY)Minimum Balance
6 year2.50%
$1,000
5 year2.40%
$1,000
4 year2.30%
$1,000
3 year2.20%
$1,000
2.5 year1.80%$500
2 year1.35%$500
1.5 year1.20%$500
1 year1.15%$500
26 Week1.05%$500

Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of October 1, 2018. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal (90 days interest for terms of 12 months or less, 180 days interest for terms greater than 1 year). Fees may reduce earnings on the account.

Loan Rates

Loan TypeAPR as low as
New Vehicles3.29%*
Used Vehicles3.29%*
Recreational Vehicles4.29%*
Includes motor homes, travel trailers and campers.
Boats 2.59%*
Power Sports5.75%*
Includes dirt bikes, motorcycles (under 500cc), personal watercrafts, AVTs and snowmobiles.
Personal Loans8.90%**
Visa® Platinum Credit Card8.90% - fixed
Visa Classic Credit Card15.00% - fixed
Mortgages
Home Equity Loans
Home Equity Lines of Credit
Contact Security Credit Union's Real Estate Department at 810.235.2322 or toll-free at 800.373.2333

APR = Annual Percentage Rate.
*Rate is based on credit history. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history. Rate may also vary based on age of collateral and term of loan.
**Rate is based on credit history. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history.

Routing and
Transit Number

272480115

This number is often needed along with your credit union account number to sign up for automatic deposits or payments.

Privacy Information

Disclosures

Phone

810-235-2322
Toll Free: 800-373-2333
TDD 810-235-2459

Mon & Fri: 9a - 6p
T, W, Th: 9a - 5p
Sat: 9a - 12:30p

Locations & Hours
2017 Holiday Closings

Mailing Address

Security Credit Union
P. O. Box 5160
Flint, MI 48505-0160

      

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