Rates

Current Rates

All rates are subject to change -- please verify current rates before depositing or borrowing.

Share Savings / Christmas Club / Vacation Club Accounts

Annual Percentage Yield (APY)Minimum Balance
0.05%$40,000 and over
0.01%$5 - $39,999.99

Contact Security Credit Union for further information about applicable fees and terms.

Money Market / IDI (Insured Daily Investment) Account

Annual Percentage Yield (APY)
Paid April 30, 2017 for April 2017
Minimum Balance
0.20%$150,000 and over
0.20%$100,000 - $149,999.99
0.15%$50,000 - $99,999.99
0.10%$25,000 - $49,999.99
0.10%$2,500 - $24,999.99

Share Certificates of Deposit

TermsAnnual Percentage Yield (APY)Minimum Balance
6 year1.40%
$1,000
5 year1.30%
$1,000
4 year1.10%$1,000
3 year0.90%$1,000
2.5 year0.60%$500
2 year0.40%$500
1.5 year0.25%$500
1 year0.20%$500
26 Week0.10%$500

Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of December 31, 2016. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal.

IRA Share Savings Account

Annual Percentage Yield (APY)
Paid April 30, 2017 for April 2017
Minimum Balance
0.20%$10,000 and over
0.10%$0 - $9,999.99

IRA Share Certificates of Deposit

TermsAnnual Percentage Yield (APY)Minimum Balance
6 year1.40%
$1,000
5 year1.30%
$1,000
4 year1.10%
$1,000
3 year0.90%
$1,000
2.5 year0.60%$500
2 year0.40%$500
1.5 year0.25%$500
1 year0.20%$500
26 Week0.10%$500

Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of December 31, 2016. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal.

Loan Rates

Loan TypeAPR as low as
New Vehicles1.99%*
Used Vehicles1.99%*
Recreational Vehicles3.75%*
Includes motor homes, boats, motorcycles, personal watercraft, travel trailers, campers, snowmobiles, and ATVs.
Personal Loans8.90%**
Student LoansVariable rates. Please visit securitycu.lendkey.com for current rates and to apply.
Visa® Platinum Credit Card8.90% - fixed
Visa Classic Credit Card15.00% - fixed
Visa Outdoor Adventure Credit Card7.00%† Introductory APR for 18 months
Mortgages
Home Equity Loans
Home Equity Lines of Credit
Contact Security Credit Union's Real Estate Department at 810.235.2322 or toll-free at 800.373.2333

APR = Annual Percentage Rate.
*Rate is based on credit history. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history. Rate may also vary based on age of collateral and term of loan.
**Rate is based on credit history. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history.
†After 18 month introductory period, VISA Outdoor Adventure Credit Card rate will increase to 16.00% Annual Percentage Rate.

Routing and
Transit Number

272480115

This number is often needed along with your credit union account number to sign up for automatic deposits or payments.

Privacy Information

Disclosures

Phone

810-235-2322
Toll Free: 800-373-2333
TDD 810-235-2459

Mon & Fri: 9a - 6p
T, W, Th: 9a - 5p
Sat: 9a - 12:30p

Locations & Hours
2017 Holiday Closings

Mailing Address

Security Credit Union
P. O. Box 5160
Flint, MI 48505-0160

      

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