Privacy Notices

Privacy Notice

Security Credit Union Privacy Notice

Revised December 1, 2013

Questions? Call 810-235-2322 or contact us online.

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depends on the product or service you have with us. This information can include:

  • Social Security number and Income

  • Account balances and Payment history

  • Credit history and Credit scores

When you are no longer our member, we may continue to share your information as described in this notice.
How?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Security Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes Security Credit Union share?Can you limit this sharing?
For our everyday business purposes-

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations,
or report to credit bureaus
For our marketing purposes-

to offer our products and services to you
For joint marketing with other financial companiesYesNo
For our affiliates' everyday business purposes-

information about your transactions and experiences
NoWe do not share
For our affiliates' everyday business purposes-

information about your creditworthiness
NoWe do not share
For affiliates to market to youNoWe do not share
For nonaffiliates to market to youNoWe do not share

Who we are
Who is providing this notice?Security Credit Union (SCU)
What we do
How does Security Credit Union protect my personal
To protect your personal information from unauthorized
access and use, we use security measures that comply
with federal law. These measures include computer
safeguards and secure files and buildings.
How does Security Credit Union collect my personal
We collect your personal information, for example,
when you:
  • open an account or deposit money

  • pay your bills or apply for a loan

  • use your credit or debit card

We also collect your personal information from other
companies, such as credit bureaus.
Why can't I limit all sharing?Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes information about your creditworthiness

  • sharing for nonaffiliates to market to you

  • affiliates from using your information to market to you

AffiliatesCompanies related by common ownership or control.

They can be financial and nonfinancial companies.
  • SCU has no affiliates

Non affiliatesCompanies not related by common ownership or control.
They can be financial and nonfinancial companies.
  • SCU does not share with nonaffiliates so they can
    market to you

Joint MarketingA formal agreement between nonaffiliated financial
companies that together market financial products and
services to you.
  • Our joint marketing partners include insurance
    companies and other financial institutions

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