Share CDs
You can count on Security Credit Union for safe and secure investment opportunities. With as little as $500, you can take advantage of Security Credit Union's high-yield safe investments by opening a Share Certificate of Deposit.
Safe and secure investments that fit your lifestyle.
Security Credit Union Share Certificates offer terms of 26 weeks up to 6 years. With all these options, you can take advantage of higher long-term interest rates or build a successful laddering strategy.
Take comfort in knowing that your savings at Security Credit Union are federally insured up to $250,000, and IRAs are federally insured separately up to $250,000 by the National Credit Union Share Insurance Fund. It's administered by the National Credit Union Administration and backed by the full faith and credit of the United States government.
If you would like more information on how you can maximize your earnings, please contact us.
Current Rates
Share Certificates of Deposit
| Terms | Annual Percentage Yield (APY) | Minimum Balance |
|---|---|---|
| 5 year | 3.75% | $1,000 |
| 4 year | 3.65% | $1,000 |
| 3 year | 3.55% | $1,000 |
| 2.5 year | 3.50% | $500 |
| 2 year | 4.00% | $500 |
| 1.5 year | 4.15% | $500 |
| 1 year | 4.20% | $500 |
| 26 Week | 4.10% | $500 |
Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of March 1, 2025. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Save To Win CD rated at current 1 year CD Rate. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal (90 days interest for terms of 12 months or less, 180 days interest for terms greater than 1 year). Fees may reduce earnings on the account.
IRA Share Certificates of Deposit
| Terms | Annual Percentage Yield (APY) | Minimum Balance |
|---|---|---|
| 5 year | 3.75% | $1,000 |
| 4 year | 3.65% | $1,000 |
| 3 year | 3.55% | $1,000 |
| 2.5 year | 3.50% | $500 |
| 2 year | 4.00% | $500 |
| 1.5 year | 4.15% | $500 |
| 1 year | 4.20% | $500 |
| 26 Week | 4.10% | $500 |
Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of March 1, 2025. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal (90 days interest for terms of 12 months or less, 180 days interest for terms greater than 1 year). Fees may reduce earnings on the account.
