Guaranteed Asset Protection (GAP)

Loan Coverages

Peace of mind for your Security Credit Union loans.

We offer a range of optional affordable coverage options to protect your vehicle loans and other loans with Security Credit Union. We'll discuss the options with you when you close your loan!

Mechanical Repair Coverage

The miles can add up but the repair costs don’t have to.

Mechanical Repair Coverage can help deflect some risk of costly repairs keeping your vehicle running extra miles and extra years. With different coverage levels and deductibles to choose, there’s a plan to fit your family’s budget. Whether you depend on your vehicle for work or getting your family to school and activities, you need transportation that’s safe and reliable.

Benefits of the program*:

  • Good at any authorized repair facility in the U.S. or Canada.
  • Rental reimbursement: up to $35 per day for 5 days (or 10 days for a parts delay) from day one.
  • 24-hour emergency roadside assistance: up to $100 per occurrence. Includes towing, battery jump start, fluid delivery, flat tire assistance and lock-out service.
  • Travel expense reimbursement: up to $500 for lodging, food and rental expense when a covered breakdown occurs more than 100 miles from home.
  • Transferable: if you sell your vehicle privately, the coverage can be transferred for a fee, adding resale value and appeal.
  • Can be canceled: receive a full refund within the first 60 days or a pro-rated refund thereafter less an administrative fee.
  • No out of pocket expense at time of mechanical repair: (except for any deductible and any repairs not covered by the policy)–the covered repair is paid directly to the authorized repair facility by the plan.
  • Ask about deductible options.

*Program details may vary by state. Ask a Member Service Representative for details.

GAP Coverage
Payment Protection

Security Credit Union is committed to accessibility and usability of our site, www.securitycu.org, for all people. We are working to maintain the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.0 Level AA (WCAG 2.0 AA) as our web accessibility standard. It is our intent to fully comply with the Americans with Disabilities Act and as part of this commitment, we are continually working to improve our website to make it more accessible. 

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 810-235-2322, email us at contactus@securitycu.org or mail us at P.O. Box 5255, Grand Blanc, MI 48480-5255 for assistance. All products and services available on this website are available at all Security Credit Union locations.

Security Credit Union's website contains links to websites hosted by third parties. Security Credit Union does not make claims regarding the accessibility of third-party websites and is not able to make accommodations on such websites.

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272480115

This number is often needed along with your credit union account number to sign up for automatic deposits or payments.

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NMLS# 434692

Phone

810-235-2322
Toll Free: 800-373-2333
TDD 810-235-2459

Mon & Fri: 9a - 6p
T, W, Th: 9a - 5p
Sat: 9a - 12:30p

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Security Credit Union
P. O. Box 5255
Grand Blanc, MI 48480-5255

      

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