Likely the largest debt you’ll ever take on, a mortgage is a loan to finance the purchase of your home. Your home is collateral for the loan, which is also a legal contract you sign to promise that you’ll pay the debt, with interest and other costs, typically over 15 to 30 years. To repay the debt, you make monthly installments or payments that typically include the principal, interest, taxes and insurance, together known as PITI. Purchasing a home is one of the most important decisions you will ever make. Security Credit Union is proud to help members achieve the dream of home ownership in an affordable way. If you already own your home, refinancing your mortgage with Security Credit Union may lower your interest rate or reduce the terms of your loan. Our experienced and friendly mortgage professionals are ready to help find the program that is right for you. Apply or get pre-approved for your real estate loan by calling 810-235-2322 or visit any Security Credit Union office location.