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Personal Loans

A Personal Loan can provide a specific dollar amount for a set period of time to be used for any reason, and requires no collateral. Whether you need money for a vacation, new furniture or debt consolidation, you'll appreciate the attractive rates on a Personal Loan at Security Credit Union.

Choose a Personal Loan that fits your need.

Family taking a hike.

Summer Loan

Choose $2,000, $3,500 or $5,000 and we’ll finance it for 12 months at a special rate of 9.24% APR*.

To apply call us at (810) 235-2322 or visit any one of our branch locations.

*APR=Annual Percentage Rate. Terms and conditions are subject to change without notice. All loans subject to approval based on creditworthiness and qualifications. Offer expires August 31, 2025. Rate displayed is the lowest available to qualified borrowers. Membership Eligibility Required and restrictions may apply.

Grand Loan

Good Credit, Bad Credit, No Credit. We've got you covered!   $1,000.00 and we'll finance it for 12 months at a special rate of 17.99% APR*.

To apply for our Grand Loan, please call us at (810) 235-2322 or visit any one of our branch locations.

*Offer Valid through 6/30/2025.

*APR = Annual Percentage Rate. Terms and conditions are subject to change without notice. All loans subject to approval based on qualifications. Rate displayed is the lowest available to qualified borrowers. Membership eligibility required and restrictions may apply.

Man-Fixing-Car

Personal Loan Features

  • Used for any purpose
  • No collateral required
  • Low-interest rates
  • Flexible terms
  • No application fees
  • No pre-payment penalties

All loans subject to approval based on creditworthiness and other qualifications.

Credit Insurance or Debt Protection Claim? We are here to help!

In your time of need, our claims process is simple. If you elected payment protection on your loan, use this online claim process to file your claim.

To begin, please fill out a claim form at https://lendingclaim.trustage.com/link/contract?ContractNumber=02108007

If you prefer, call 800.621.6323 to begin the process and a TruStage™ claims specialist will assist you.

 

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE- CC- POL; CI-MP-OE-POL; B3a-800-0992.

Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

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