Visa Application

Visa® Credit Card Application

Use this application ONLY if you are already a member of Security Credit Union. If you are not yet a member, please click here to apply for a Security Credit Union Visa Credit Card.

Primary Applicant

Please enter a phone number where we can reach you during business hours.

Other Debts

Enter monthly payments for other obligations.
Total of all credit card payments
Total of all other Vehicle Loan payments
Total of all other Consumer Loan payments
Enter descriptions and monthly payments for any other debts not already entered.

Security Credit Union VISA Credit Disclosures

INTEREST RATES AND OTHER CHARGES Platinum Classic Outdoor Adventure
Annual Percentage Rate (APR) for Purchases 8.9% 15% 7.0% for the first 18 months
16.0% after the first 18 months
APR for Balance Transfers 8.9% 15%
APR for Cash Advances 8.9% 15% 7.0%
Penalty APR and When it Applies 17.9%

This APR may be applied to your account if you make a payment that is more than 60 days past due.
How Long Will the Penalty APR Apply?
If your APR is increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due.

Not Applicable 17.9%

This APR may be applied to your account if you make a payment that is more than 60 days past due.
How Long Will the Penalty APR Apply?
If your APR is increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due.

How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Payment Calculation $25 or 4% of Outstanding Balance, whichever is higher.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
FEES
Set-up and Maintenance Fees
  • Additional Card Fee
  • Annual Membership Fee

$5
None
Transaction Fees
  • Foreign Transaction

3% of each foreign transaction in U.S. dollars
Cash Advance Fee

1% of amount advanced
Penalty Fees
  • Late Payment
  • Returned Payment Charge
  • Over-the-Credit Limit

$25
$25 per item
None

$25
$25 per item
None

$25
$35 per item
None

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases).

The information about the cards described in the above disclosures was accurate as of 01-01-18. The information may have changed after that date. To find out what may have changed, write us at P.O. Box 5255, Grand Blanc, MI 48480-5255, or call us at 810-235-2322 or toll free at 800-373-2333.

The security of your information is extremely important to us. All information entered online during the application process is secure and encrypted.

Routing and
Transit Number

272480115

This number is often needed along with your credit union account number to sign up for automatic deposits or payments.

Privacy Information

Disclosures

Phone

810-235-2322
Toll Free: 800-373-2333
TDD 810-235-2459

Mon & Fri: 9a - 6p
T, W, Th: 9a - 5p
Sat: 9a - 12:30p

Locations & Hours
2017 Holiday Closings

Mailing Address

Security Credit Union
P. O. Box 5160
Flint, MI 48505-0160

      

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