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Visa Application

Visa® Credit Card Application

Use this application ONLY if you are already a member of Security Credit Union. If you are not yet a member, please click here to apply for a Security Credit Union Visa Credit Card.

Primary Applicant

Please enter a phone number where we can reach you during business hours.

Other Debts

Enter monthly payments for other obligations.
Total of all credit card payments
Total of all other Vehicle Loan payments
Total of all other Consumer Loan payments
Enter descriptions and monthly payments for any other debts not already entered.

Security Credit Union VISA Credit Disclosures

Interest Rate and Other ChargesPlatinumClassicTitaniumSecured
Annual Percentage Rate (APR) for Purchases8.90%15.00%8.65%

This APR will vary with the market based on the Prime Rate.
15.00%
APR for Balance Transfers 2.99%
Introductory APR, until March 31, 2021.

After the promotional period ends, APR will be 8.90%
2.99%
Introductory APR, until March 31, 2021.

After the promotional period ends, APR will be 15%.
2.99%
Introductory APR, until March 31, 2021.

This APR will vary with the market based on the Prime Rate.

After the promotional period ends, a variable APR of 10.15% will apply.

This APR will vary with the market based on the Prime Rate.
15.00%
APR for Cash Advances8.90%15.00%8.65%
This APR will vary with the market based on the Prime Rate.
15.00%
Penalty APR when it applies17.90%

This APR may be applied to Your Account if You:

This APR may be applied to your account if you make a payment that is more than 60 days past due.

How Long Will the Penalty APR Apply?

If Your APRs are increased for this reason, the Penalty APR will apply until You make six consecutive minimum payments when due.
Not Applicable17.90%

This APR may be applied to Your Account if You:

This APR may be applied to your account if you make a payment that is more than 60 days past due.

How Long Will the Penalty APR Apply?

If Your APRs are increased for this reason, the Penalty APR will apply until You make six consecutive minimum payments when due.
Not Applicable
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge You any interest on purchases if You pay Your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Payment Calculation2% of Outstanding Balance or $15.00; whichever is greater
For Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Set-up and Maintenance Fees
Additional Card Fee$5
Annual Membership FeeNot ApplicableNot ApplicableNot Applicable$100
Transaction Fees
Foreign Transaction3.00% of each transaction in U.S. dollars3.00% of each transaction in U.S. dollars3.00% of each transaction in U.S. dollars3.00% of each transaction in U.S. dollars
Cash Advance Fee2.00% of the amount advanced or $10.00, whichever is greater
Penalty Fees
Late PaymentUp to $25.00
Returned Payment ChargeUp to $35.00
Over-the-Credit-LimitNone
The security of your information is extremely important to us. All information entered online during the application process is secure and encrypted.