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Fraud – ‘Tis the season to be on high alert!

While many of us are in the spirit of giving, some are in the spirit of taking.  The Christmas season is a favorite for fraudsters. Are you busy with life, and doing some online shopping this season? Here are some tips to stay safe:

  • Check that you’re on a secure site. Look for the padlock in the address bar, and use sites that have “https” in front of the web address. The S signifies secure. (Easy to remember if you think of S for SECURITY Credit Union)
  • Use secured wireless connections. If you are using a mobile hotspot, don’t type information with your personal or financial information, and be careful to use encrypted websites to block hackers.
  • If your inbox is filling up like mine, with all the holiday steals and deals, you’re sure to be tempted by some of them. Make sure you don’t click on a link in an unsolicited email. Verify the address that sends it, and go to the company’s website directly before signing in or typing any personal information.
  • On the theme of cyber steals, be cautious of a new scam involving package emails. If you receive one with a subject reading “USPS Failed Delivery Attempt”, or something similar, do not open it. It contains fraudulent information and a link that activates a virus that can steal your personal information. The email addresses and  logos are eerily real, but beware!
  • If you are thinking gift cards are the way to go, be mindful that most online auction sites have fake gift cards. The best place to get a gift card is straight from the merchant. (Be sure to check the packaging has not been tampered with).

If you are feeling charitable this season, be sure you are donating to a legitimate cause.

For more on fraud tips, visit: https://www.mycreditunion.gov/fraud/Pages/default.aspx

And always remember if it sounds too good to be true, it is. Have a safe and Merry Christmas from your Security Credit Union family!

~ Julie – Collections Supervisor

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