VISA Application

* indicates a required field

*Is there a joint applicant on this loan?Yes No

*Account #:

*Amount of VISA Request:

VISA Credit Card Requested:

Platinum
Classic

Primary Applicant

*Last Name:

*First Name:

*Social Security No.:

*Date of Birth:

*Street Address:

*City:

*State:

*Zip Code:

*Daytime Phone Number:

( ) -

E-mail Address:

*Employer Name:

Employer Phone #:

*Job Start Date:

*Hourly/Salary Wage Rate:

*Hours Worked per Week:

Job Title:

Debts

Monthly Payment

Rent/Mortgage (plus Property Taxes):

Credit Cards:

Vehicle Payments:

Consumer Loans:

Alimony/Child Support Payments:

Joint Applicant

*Last Name:

*First Name:

*Social Security No.:

*Date of Birth:

*Street Address:

*City:

*State:

*Zip Code:

*Daytime Phone Number:

( ) -

E-mail Address:

*Employer Name:

Employer Phone #:

*Job Start Date:

*Hourly/Salary Wage Rate:

*Hours Worked per Week:

Job Title:

Debts

Monthly Payment

Rent/Mortgage (plus Property Taxes):

Credit Cards:

Vehicle Payments:

Consumer Loans:

Alimony/Child Support Payments:

Security Credit Union VISA Credit Disclosures
INTEREST RATES AND OTHER CHARGES	Platinum	Classic
Annual Percentage Rate (APR) for Purchases	8.9%	15%
APR for Balance Transfers	8.9%	15%
APR for Cash Advances	8.9%	15%
Penalty APR and When it Applies	17.9% This APR may be applied to your account if you make a payment that is more than 60 days past due. How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due.	Not Applicable
How to Avoid Paying Interest on Purchases	Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge	None
For Credit Card Tips from the Federal Reserve Board	To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard
FEES
Set-up and Maintenance Fees Additional Card Fee Annual Membership Fee	$5 None
Transaction Fees Foreign Transaction	1% of each foreign transaction in U.S. dollars
Penalty Fees Late Payment Returned Payment Charge Over-the-Credit Limit	$25 $25 per item None	$20 $25 per item None

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases).

The information about the cards described in the above disclosures was accurate as of 02-22-10. The information may have changed after that date. To find out what may have changed, write us at 3801 W. Boulevard Drive, P.O. Box 5160, Flint, Michigan 48505-0160, or call us at 810-235-2322 or toll free at 800-373-2333.

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